Arkansas Auto Accident Attorney

Beat the Insurance Adjuster

Don’t let the insurance company keep you from getting the money you deserve! Contact an Arkansas auto accident lawyer at Rainwater, Holt & Sexton, P.A.

The insurance company is a private company that is attempting to make a profit. The insurance adjuster works for the insurance company. An insurance adjustor has no duty to help you. The insurance adjuster has a duty to help the insurance company. Confusion often follows an auto accident. Confusion in the claim process can benefit the insurance adjuster, and the insurance company. An insurance adjuster can take of any instance where an injured person does not have proof of damages or injuries. To prevent that, we’ve put together some ways that people injured in Arkansas auto accidents can prepare the proof needed to force the insurance company to fulfill its legal obligation to pay you in the event of an accident involving its insured.

At the Scene of the Collision:

Make observations (Also see our Auto Accident Procedures page)
Identify the witnesses so there will be someone to support your case if it goes to court. Write down their names and addresses and interview them. Ask them what they saw and make a note of phrases they used like "slammed into," "plowed," "speeding," or "he ran the red light."

Be on guard
Beware of insurance representatives at the scene of an Arkansas auto accident. It is rumored that some insurance companies send adjustors to accident scenes in order to catch people off guard with incriminating questions or to have them sign away any rights they may have to future compensation.

Immediately After the Collision:

See a doctor
If you are injured, schedule an appointment with your own doctor as soon as possible. Don’t let the insurance adjustor choose a doctor for you. You have the right to a doctor of your choice. Be completely truthful, explaining in detail all pain and injury.

Photograph your car
Take pictures of your car as soon as possible after the accident. When the adjustor asks for proof of damage, it is difficult to dispute a picture taken of your car at the collision scene. Pictures of the damage will help tell your story. If possible, take pictures of the other cars involved as well. These pictures will help supply information about the severity of the total impact associated with the collision.

Photograph your injuries
Take pictures of your injuries before they heal. In many cases, the seat belt strap can bruise you across the shoulders and chest, but after several weeks those bruises heal. Months later, when the insurance adjustor is arguing that your car accident was not very significant, pictures of your bruises and other injuries will help solidify your personal injury claim.

As Time Passes:

Write down your observations
Keep notes about your injuries and the pain you experience. In 6 or 7 months, you might not be able to accurately describe how much it hurt to do everyday things, like getting dressed. The adjustor may try to make it seem like any description you later give is an exaggeration. Be completely truthful, describing your pain and injury. Write down your pain medications and why it was necessary for you to take pain medication. These kinds of contemporaneous written statements can be very valuable in accurately presenting your personal injury claim to the insurance adjustor (or to a judge or a jury if the matter were to go to court).

Keep records of expenses
The adjustor will ask for proof of anything you claim as an expense. So, be sure you keep receipts for prescriptions, household services like lawn mowing and getting someone to cook for you, car rentals and so forth. Keep all of those receipts so you can document every expense.

Most Importantly:

Consult an experienced Arkansas auto accident lawyer
Consult an experienced Arkansas auto accident lawyer
Without legal help from an injury law firm like Rainwater, Holt & Sexton, P.A., you may have no idea of the real value of your claim. The Insurance Research Council found that, on average, injured people who use a lawyer receive three and a half times more money than those who do not! *

The Bottom Line
In most cases, the insurance adjustor is not on your side. Their goal is to save the insurance company money by giving you as little as possible after your auto accident. Whether you choose Rainwater, Holt & Sexton, P.A. or not, you need an experienced personal injury law firm on your side. Don’t go it alone!

You Pay Us Only If We Recover Money for You
Our law firm handles personal injury cases on a contingency fee basis. We are paid only if there is a recovery of money for you. If there is no recovery of money for you, then you would owe us absolutely nothing!