Debunking Five Common Car Accident Myths

Car accidents are one of the most common types of accidents, costing the U.S. over $240 billion a year. Nearly 60,000 people in Arkansas alone were involved in automobile accidents in 2012, according to the Arkansas State Police and Highway Safety Office. In the event that you become involved in a car accident, make sure you know the truth behind five common myths.

  1. I don’t need to exchange information with other drivers

You always need to exchange information with other drivers. In Arkansas, you are required to provide the following information to other parties involved in the accident:

  • Name, address, contact details
  • Drivers license number
  • License plate number
  • Auto insurance information

In the case that you hit an unattended vehicle, you must make an effort to find the owner or driver. If you are unable to find them, you are required to leave a note on the car with contact information.

  1. I don’t need to file a police report

Not filing a police report could actually get you in hot water legally. In Arkansas, you must report a car accident if a vehicle involved incurred damage in excess of $1,000, or a driver, passenger or pedestrian suffered bodily injury or death. Reports must be made within 30 days of the incident.

  1. I don’t need to see a doctor

It is recommended to see a doctor whether you have no pain, mild pain or severe pain. It may take a few days to fully realize the injuries you’ve experienced from a car accident because adrenaline skyrockets following a traumatic event. It is advised that you seek medical attention as soon as possible and an official medical report. A medical report can be crucial later in determining compensation of which you may be entitled.

  1. I can rely on my insurer to take care of claim

 Insurance companies are businesses, too, and you should not think of them as necessarily being on your side. They are in the business of making money, so their interests are conflicted if an outcome might serve them better than it will serve you. You should be fully aware of what steps your insurance company is taking, have regular conversations with them and involve a lawyer if you feel you are not receiving a fair outcome.

  1. I don’t need a lawyer

You could potentially lose out on compensation you deserve by not discussing your accident with an attorney. An experienced car accident lawyer will be your greatest ally. Rainwater, Holt & Sexton are your Conway car accident attorneys. Always providing a free consultation, you won’t lose anything by discussing your situation with a Conway car accident attorney, but you could have everything to gain.

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