What if I was injured in a boating accident?

As the summer winds down, many people are trying to fit in their last bit of fun on the water.  Unfortunately, while boating can be a great family activity, hundreds of people are hurt or die in boating accidents every year. At the end of 2015, Arkansas had 171,268 registered boats in the state.  During that same year, there were 56 accidents reported to the Arkansas Game and Fish Commission.  These accidents included 26 injuries and 9 fatalities.

There are many causes of boating accidents.  The most common include careless or reckless operation of a boat, operator inattention, and improper lookout.  Alcohol is often a factor in boating accidents as well.  Occasionally, the equipment itself causes an accident, which potentially could be a claim against the manufacturer. Regardless of the cause, if you have been injured, you will want someone looking out for your best interests.

Boating accidents happen because often people underestimate the dangers of water craft or don’t understand the safety laws. Boating education is extremely important in order to limit boating accidents. Arkansas requires anyone born on or after January 1, 1986 and operating a motorboat, personal water craft (PWC) or sailboat in Arkansas to take the Arkansas Boating education course.

However, even with the best education, negligence and accidents happen. The state of Arkansas requires liability insurance to be carried on any motorboats with over fifty horsepower or any PWC.  This insurance policy must provide at least $50,000 of liability coverage per occurrence.  But how do you file a claim and deal with the stress of handling sorting out the coverages while injured?

If you’ve been injured through the negligence of another, we’re here for you. Whether it is a car, motorboat, PWC, or any other vehicle at issue, the attorneys at Rainwater, Holt & Sexton will help you through the insurance claim process and help you get the compensation you deserve.

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