Options for Recovering Lost Wages if you’ve Been Hurt in an Accident
An injury from an auto accident can leave a victim unable to work, thus making it difficult to pay bills and support a family. If you were the victim of an accident at the fault of someone else, you have a right to be reimbursed for the income you lost while recovering. There are several options for recovering lost wages, but determining the right course of action is best done with the guidance of an auto accident lawyer.
Car Insurance May Cover Lost Wages
Car insurance may be one viable option for recovering your lost wages. There are several types of coverage that can be used to collect lost wages.
- If you were injured due to another driver’s negligence, you could submit a lost wages claim through the at-fault driver’s liability bodily injury coverage.
- If an uninsured driver injured you, you may be able to collect lost wages through your uninsured or underinsured motorist coverage – if this is part of your insurance plan.
- In Arkansas, Personal Injury Protection (PIP) coverage is optional, but if it is part of your plan, it will pay for your injuries and lost wages up to your policy’s limits.
Personal Injury Claim to Recover Lost Wages
If you find that your insurance policy or the driver’s car insurance policy are not adequate to recover your lost wages, you can consider filing a personal injury claim against the negligent driver. Traditionally courts rule that victims are entitled to reimbursement for all the income they lost while treating and recovering.
Beyond lost wages, victims are also entitled to any compensation over and above lost income like compensation for sick and vacation days, bonuses and other perks of employment.
If you have been left with no way to recover lost wages due to an accident, consult the Arkansas auto accident lawyers at Rainwater, Holt & Sexton.