Arkansas Bankruptcy Lawyer
Are you receiving debt collection letters? Did you know you might be entitled to compensation?
The Fair Debt Collection Practices Act puts several restrictions on what debt collectors can and can’t do to collect a debt. It protects you from debt collectors that are too pushy or may be violating your privacy. Rainwater, Holt & Sexton wants to help protect your rights and help you deal with the problem at no cost to you.
The Fair Debt Collection Practices Act permits the following from debt collectors:
- Calling between 8:00am-9:00pm
- Contacting your family to get your contact information
- Sending letters…but these letters must follow guidelines. Our firm can review these letters free of charge to make sure they are following the guidelines.
The Fair Debt Collection Practices Act prohibits:
- Harassing you in person or on the phone
- Disclosing any specific debt information to your family or friends to get information to help them
Rainwater, Holt & Sexton is ready to help if you are receiving debt collection letters. We offer a free pathway to see if debt collectors are violating your rights. Take these easy steps:
- Take a clear picture of each collection letter you have received.
- Email the picture(s) to firstname.lastname@example.org. Include your contact information in the email.
If the Fair Debt Collection Practices Act has been violated, you might be entitled to compensation up to $1,000, while owing $0 in legal fees. Often the debts in violation are eliminated completely. Once you have submitted your information we will give you an evaluation if a violation has occurred.