Arkansas Bankruptcy Lawyer

How Bankruptcy Can Help You

If you’re facing out-of-control debt, you may be thinking about filing bankruptcy. Whether you’re facing credit card bills you can’t pay back or foreclosure on your home, bankruptcy protection can provide relief from creditor harassment while you get a fresh start. At Rainwater, Holt & Sexton, we know state and federal bankruptcy laws, and we’re here to help you find the debt relief solution that’s right for you.

When You Should File Bankruptcy

Filing bankruptcy may be able to provide the debt relief you need if you’re facing:

  • Back taxes or judgments from the IRS
  • Home foreclosure
  • Legal action from creditors or bill collectors
  • Repossession of your car or other property
  • Wage garnishment

Depending on the type of bankruptcy you may be able to discharge some of your unsecured debts or initiate a court-ordered payment plan to pay back your debts faster than you could without filing bankruptcy.

Debts Not Discharged by Bankruptcy

Before you file bankruptcy, it’s important to know the types of debts that can’t be discharged by Chapter 7 or Chapter 13 bankruptcy.

  • Alimony and Child Support
  • Student Loans
  • Criminal fines or penalties
  • Civil judgments against you resulting from DUI motor vehicle accidents

When you contact Rainwater, Holt & Sexton, our legal team will review your finances and give you honest answers about bankruptcy and whether it’s right for you. To learn more about what bankruptcy can and cannot do, download our free PDF now.

*We are a debt relief agency. We help people file for bankruptcy relief under the bankruptcy code.
*The No Fee Guarantee® does not apply to bankruptcy cases.

We’re taking care of Arkansas.

Arkansas is our home and we want to make sure our neighbors and friends are supported.  With four offices in Arkansas—Little RockFayetteville, Conway, and Hot Springs—our Arkansas bankruptcy lawyers are easily accessible when you need help.

Fill out a free contact request form, which only takes a minute, or simply dial (800) 767-4815 and tell us about your accident.

We help you Weather the Storm

Tell us how we can help.

Rainwater, Holt & Sexton Injury Law Blog

Recovering Lost Wages after Getting Injured in a Car Accident

You’re driving home after a fun night out with friends when suddenly, a drunk driver plows into your car at a stoplight. In the blink of an eye, your whole life changes and you find yourself suffering from serious and catastrophic injuries. During this time, you are forced to miss months of work while you… Read more »

Read More

The Opioid Epidemic in Arkansas

The opioid epidemic is having a big impact on Arkansas. It is devastating families and decimating communities. Something must be done. Rainwater, Holt & Sexton is proud to be working with the Arkansas Association of Counties and the Arkansas Municipal League on a one of kind lawsuit against opioid manufacturers to force them to clean up the problem they created. Although it doesn’t stop… Read more »

Read More

Rainwater, Holt & Sexton Lawyers Recognized by the Best Lawyers Publication

We are fortunate to have great attorneys at Rainwater, Holt & Sexton. We know it, our clients know it, and Arkansas has shown they know it. While we know we have a great team, it’s always an honor to be recognized by national organizations. We recently had six attorneys named Best Lawyers by Best Lawyers publication. The attorneys honored were Mike Rainwater, Bob Sexton,… Read more »

Read More