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Jonesboro Car Accident Lawyer

If you’ve been in an accident, our personal injury attorneys can help. We know the local roads and court systems inside and out—and we’ll use that knowledge to advocate for you and maximize your compensation.

Our city is a fast-growing hub. Major roads like Highway 63, Red Wolf Boulevard, and Caraway Road see consistent congestion, and with Arkansas State University nearby, student traffic only adds to the mix. Whether they’re caused by a local, a student, or a tourist, accidents in our town are far too common.

After a wreck, you’re likely feeling overwhelmed. Medical bills, car repairs, and missed work can pile up quickly. That’s where a Jonesboro car accident lawyer comes in. At Rainwater, Holt & Sexton, we’re committed to helping injured Arkansans recover what they’re owed. Reach out today for a free consultation, or read on to learn what to do after a crash.

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What to Do After a Car Accident

The steps you take immediately after an accident can have a major impact on your claim. Here’s what you should do:

1. Ensure Safety and Call 911:

Your first priority after a crash should be safety. Call 911 to report the accident and request medical assistance for yourself and anyone else involved in the accident.

2. Document the Scene:

Take photos of the vehicles, road conditions, traffic signs, visible injuries, and anything else that might be important. If possible, exchange contact and insurance details with the other driver.

3. Seek Medical Attention:

Even if you feel fine, visit a nearby hospital like NEA Baptist Memorial or St. Bernards Medical Center. Some injuries may not show symptoms right away, and early treatment helps tie your injuries directly to the accident.

4. Request a Copy of the Police Report:

Once you’ve received treatment, obtain the accident report from the Jonesboro Police Department or through the Arkansas State Police crash report portal. This report is essential for your insurance claim and any legal action.

5. Speak With a Jonesboro Car Crash Lawyer First:

Don’t talk to an insurance adjuster until you’ve spoken with a local car accident attorney. Insurers are trained to minimize payouts, and legal counsel can protect your rights from the start.

6. Notify Your Insurance Company:

Even if the accident wasn’t your fault, notify your insurance provider. This may be required under your policy and can help preserve coverage for things like medical payments or uninsured motorist protection.

Your Rights After a Car Accident

Under Arkansas law, you have the right to pursue compensation if another party’s negligence caused your accident. Here’s what you should know:

Insurance Requirements

Arkansas is an “at-fault” state, meaning the driver who caused the crash is financially responsible. Drivers must carry minimum liability insurance of $25,000 per person and $50,000 per accident for bodily injury, plus $25,000 for property damage.

Statute of Limitations

You have three years from the date of the accident to file a personal injury claim in Arkansas. If you miss the deadline, you may lose your right to recover compensation.

Even though three years seems like a long time, our lawyers recommend acting fast—memories fade, and it’s easy for evidence to be misplaced or destroyed, harming your car collision case in Jonesboro.

Comparative Fault

Arkansas follows a modified comparative fault rule. If you’re found to be less than 50% at fault, you can still recover damages, but your compensation will be reduced by your percentage of fault.

What does that mean in reality?

Let’s imagine you were checking your phone while driving through an intersection, and another driver ran a red light and t-boned you. You are awarded $100,000 for the damages you sustained, but you’re found to be 20% at fault for using your phone while driving. In this case, you would receive $80,000—the full $100,000 minus your 20% share of the blame.

Common Causes of Car Accidents

Types of Compensation Available for Accident Victims

After a car accident, you may be entitled to more compensation than you realize. An experienced car accident attorney in Jonesboro can help you recover for multiple types of damages, including:

Economic Damages

  • Medical Expenses: Emergency room visits, ambulance fees, surgeries, hospital stays, medications, rehabilitation, physical therapy, and any long-term care needs
  • Lost Wages: Compensation for any time missed from work, including time spent at medical appointments or recovering at home
  • Loss of Earning Capacity: If your injuries prevent you from returning to your previous job or force you to take lower-paying work
  • Property Damage: Costs for vehicle repair or replacement, and damage to other personal items inside the car

Non-Economic Damages

  • Pain and Suffering: Physical discomfort, emotional distress, and mental anguish from the accident and recovery process
  • Loss of Enjoyment of Life: Impact on your ability to participate in hobbies, family life, and other everyday activities
  • Loss of Consortium: Damages for how your injury affects your relationships with your spouse or family members
  • Emotional Trauma: Anxiety, depression, PTSD, and other psychological conditions that often follow a traumatic event like a car crash are real and compensable.

Punitive Damages

In some cases, we may explore whether punitive damages are appropriate—particularly if the at-fault driver was under the influence or exhibited extreme recklessness. While punitive damages are rare, our team knows when and how to pursue them.

Special Considerations for ASU Students and Staff

If you’re a student, staff member, or faculty at Arkansas State University, your accident may impact more than just your health. We account for:

  • Missed classes or semester interruptions
  • Loss of scholarship eligibility or athletic participation
  • On-campus job disruptions

We tailor our legal strategy to reflect your unique circumstances and make sure nothing gets overlooked.

How Rainwater, Holt & Sexton Maximizes Compensation

We take a comprehensive approach to case building. That includes gathering all medical records and bills, consulting with economic experts to project long-term losses, and interviewing witnesses and local professionals.

Our personal injury law firm can also work with treating physicians to explain the full extent of your injuries in clear, compelling terms, so insurers and juries understand the real impact these have had on your life.

Common Car Accident Injuries

Car crashes can cause a wide range of injuries, from minor to catastrophic. Common car wreck injuries our lawyers see in Jonesboro include:

Whiplash and Soft Tissue Injuries:

These are some of the most common injuries after a crash and can lead to lasting neck and back pain.

Broken Bones and Fractures:

Broken arms, legs, ribs, and hips often require surgery and extended recovery time.

Traumatic Brain Injuries (TBIs):

Concussions and more severe TBIs can cause memory loss, cognitive difficulties, and long-term disability.

Spinal Cord Injuries:

These can result in chronic pain, nerve damage, or even partial or complete paralysis.

Lacerations, Contusions, and Deep Bruises:

These hidden injuries can be life-threatening and usually require emergency intervention.

Burns from Airbags or Vehicle Fires:

Burns may range from minor to severe and often involve painful treatment and scarring.

Psychological Injuries:

Post-traumatic stress disorder (PTSD), anxiety, and depression are increasingly recognized as serious injuries that deserve medical care and legal attention.

Psychological Injuries:

Post-traumatic stress disorder (PTSD), anxiety, and depression are increasingly recognized as serious injuries that deserve medical care and legal attention.

The recovery process for these injuries varies widely. Some people walk away with a sore neck, others face months—or years—of intensive care. The severity of your injuries often plays a major role in how much compensation you’re entitled to.

Treatment may include emergency surgery, follow-up appointments, pain management, physical therapy, counseling, and even long-term home care. We partner with local medical providers to ensure you receive the care you need, and we build those costs into your claim. If you’re suffering emotionally after your accident, we’ll make sure that aspect of your recovery is taken seriously too.

Dealing with Insurance Companies After an Accident

Insurance companies are not in the business of paying out large settlements voluntarily. After your accident, you may receive a call from an insurance adjuster who seems helpful. They may ask for a recorded statement or offer you a quick settlement. Resist the urge to agree to anything too soon.

Many insurers use tactics designed to minimize what they owe. That could mean downplaying the severity of your injuries, suggesting you were partially at fault, or delaying the process so you’ll accept a low offer just to move on.

At Rainwater, Holt & Sexton in Jonesboro, our auto collision attorneys take that burden off your plate. We handle all communications with the insurance companies, push back against unfair offers, and fight to get you every dollar you’re entitled to.

Why Choose a Personal Injury Attorney

Frequently Asked Questions

What should I do immediately after a car accident in Jonesboro?

Call 911, document the scene, seek medical attention, and talk to an experienced personal injury lawyer before speaking with insurance companies.

How long do I have to file a car accident claim in Arkansas?

You have three years from the date of the accident to file a personal injury claim. However, we recommend filing much sooner than that to strengthen your case as much as possible.

What if the accident involved an out-of-state driver?

You can still file a claim in Arkansas if the accident occurred here. A personal injury lawyer can help you navigate any jurisdictional complexities.

How much is my Jonesboro car accident case worth?

It depends on factors like injury severity, medical costs, lost income, and fault. A free consultation can help estimate the value, or you can review this resource to get a better idea of what your settlement could be.

Will I have to go to court for my accident case?

Most cases settle out of court, but we’re fully prepared to go to trial if that’s what it takes to get the compensation you deserve.

Talk to a Jonesboro Car Accident Attorney Today

If you’ve been in a car accident, our team is here to help. From the first phone call to the final resolution, we’re here to handle the legal work and tackle the deadlines so you can focus on healing.

If you or someone you love was injured in a car accident, reach out to Rainwater, Holt & Sexton today. Our attorneys are ready to defend your right to justice and fair compensation.

Call (501) 868-2500, fill out the form, or visit our office to schedule a free, no-obligation consultation with a Jonesboro car accident lawyer.

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