An insurance company is a business looking to make a profit. An insurance company looks for ways to help a workers’ compensation claim end so that the insurance company spends less money to help you recover. An insurance company may put its interests ahead of yours. There are certain events that can affect the outcome of your workers’ compensation claim. Keep reading to learn how insurance companies in Arkansas take advantage of injured workers. Call our dedicated workers’ compensation attorneys to protect your legal rights.
Workers’ compensation law allows the employer to choose the initial physician. The “company” doctor is likely a doctor chosen by the workers’ compensation insurance company or a doctor on a list of preferred doctors that handle their claims. Doctors who agree to have a relationship with insurance companies in Arkansas receive income from the insurance company referrals. This places the doctor in a position where the doctor could feel obligated to make a diagnosis or recommendation that is not objectionable to the worker’s compensation adjuster. A doctor who disagrees too frequently with the insurance adjuster’s recommendation could end up off the approved list.
Even if your doctor or multiple doctors suggest that you need treatment for your injuries or need other medical care, an insurer can delay the decision by requesting opinions from several different doctors in Arkansas, waiting for a doctor to give an opinion that matches the insurer’s view of the claim. A delay in approval for surgery or medication can lead to longer recovery or permanent consequences.
An insurance company can blame your injury on an existing condition like aging, prior injuries, or the structure of your body to avoid compensating you for lost wages and treatment. If they can make an argument that your injury was caused by something other than workplace conditions, they can save themselves from paying for your recovery.
If you feel your employer’s workers’ compensation insurer in Arkansas is taking advantage of you, or your claim is not reaching a fair outcome, discuss your situation with a workers’ comp lawyer like Rainwater, Holt & Sexton.
Arkansas is our home and we want to make sure our neighbors and friends are supported. With offices throughout Arkansas – Little Rock, Springdale, Conway, Hot Springs, Bryant, Jacksonville, and Jonesboro – our personal injury lawyers are easily accessible when you need help.
Our experienced injury attorneys are here to advocate for you.
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