Types of Compensation After an Auto Accident

In Arkansas, insurance generally follows the vehicle: So, if you give someone permission to use your car and they crash it, your insurance should cover the damages. However, if you didn’t give them permission—or if they weren’t at fault for the accident—navigating the next steps becomes more complicated. If someone else is driving your car and crashes, several crucial questions arise: Did you give them permission to drive your car? Are they licensed and insured? Who caused the accident? Our lawyers at Rainwater, Holt & Sexton are here to cover all of the essentials: the next steps after an accident, who has to pay, how insurance factors into all of it, and when you should hire a car accident lawyer. Read on to learn more about what you should do if you find yourself in this complex scenario—or contact our skilled car accident attorneys for a free consultation today. We’ll advocate for you tirelessly, ensuring that you get the compensation you deserve.

If you suffered an injury from a dog bite attack, you should be able to focus on healing. Our team at Rainwater, Holt & Sexton understands that, and we're here to advocate for you as you recover and seek compensation. Our experienced dog bite lawyers will listen to your story, evaluate your situation, and provide clear guidance on the next steps. We’ll work diligently to advocate for your rights, keeping you informed and involved at every stage. If you or a loved one has been injured by a dog, reach out today and tell us your story. We offer a free case review, and we’re ready to help you pursue justice and a financial recovery.

Many factors influence the settlement you’ll receive after a car accident. Because no two accidents or injuries are identical, it’s difficult to predict exactly what your settlement amount will be. If your vehicle sustained only minor damage, you might receive a few thousand dollars for repairs and a rental. However, if your injuries are life-changing, you could receive millions. If you want to know how much your specific car accident case is worth — and maximize your recovery — contact Rainwater, Holt & Sexton. Our team of car accident lawyers has extensive experience settling car accident claims, and we’re here to be your advocate during this difficult time. We’ll take care of the details, deadlines, and negotiations, so you can focus on what matters most: your recovery.

If you’ve suffered a head injury in a car accident, you’re not alone. According to the Centers for Disease Control and Prevention (CDC), motor vehicle crashes were the second-leading cause of traumatic brain injuries (TBIs) in the United States. After you or someone you love suffers a head injury, it’s crucial that you understand the severity of your situation. Our team at Rainwater, Holt & Sexton is here to help you do just that. From mild concussions to severe TBIs, we’ll cover the different types of head injuries, explain the key symptoms to look out for, and help you navigate the next steps. If you’re ready to secure strong representation after your car accident, our brain injury lawyers will be your advocate. We know how devastating a head injury can be, and we’ll work tirelessly to get you the compensation and justice you deserve, so you can focus your energy on what matters most: healing.

Immediately after a car accident, you should turn on your hazard lights, get to safety, and try to remain calm. Once you’ve ensured that you and your passengers are safe, you can exchange information with any other drivers who were involved, document the scene, and reach out to your insurance company and an experienced car accident attorney. Being involved in a car accident can be terrifying. In the blink of an eye, everything can change. The steps you take after your accident can have a serious impact on your ability to collect the compensation you deserve — which is why it’s crucial to have a skilled car accident lawyer on your side. Whether your injuries are minor or life-altering, our experienced attorneys at Rainwater, Holt & Sexton will advocate for you and help you maximize your recovery. We’ll take care of the deadlines, negotiations, and communications, so you can focus on what matters most: healing after your accident. Read on to learn what you should — and shouldn’t — do immediately after an accident in Arkansas, and discover the long-term steps you can take to protect your right to compensation.

Every year, there are 15 million commercial trucks on our nation’s roads. These trucks transport over 70 percent of our country’s goods and help keep our economy running smoothly. Unfortunately, however, more commercial trucks on the road means more trucking accidents. According to the Federal Motor Carrier Safety Administration, thousands of lives are lost each year in collisions involving commercial tractor-trailers. To combat the dangers on our roads, lawmakers in Arkansas and at the federal level are working diligently on laws aimed at reducing the number of trucking accident deaths. Despite all of our best safety efforts and regulations, commercial trucking accidents have increased by 20 percent in recent years.

Across the United States, there was an increase in the number of trucking accidents in 2016. That year alone, more than 119,000 trucking accidents occurred, causing injury to numerous passenger occupants. That same year the number of fatal trucking accidents also increased to 4,213. The vast majority of trucking accidents – 62% – involved two or more vehicles, and they occurred most often on rural highways and Interstates. A fully loaded big rig can weigh up to 80,000 lbs., while the average passenger car weighs just 3,000 lbs. Due to the sheer size and weight discrepancy between large semi-trucks and passenger vehicles, these accidents are often catastrophic. Injuries are usually severe and life-threatening. Sadly, even when accident victims do recover, they are often left with some form of permanent disability or disfigurement.  Due to the complexities of these accidents, trucking accident victims need a law firm on their side from the start. These accidents must be handled swiftly and efficiently to ensure that accident victims receive the money they need to put their lives back together again and pay for medical expenses now – and in the future. At Rainwater, Holt, & Sexton, our attorneys have successfully handled numerous trucking accident cases, and we have achieved favorable results for all our clients. While we realize that obtaining skilled legal representation from the moment you are injured is best, we also know that avoiding these accidents is even better.

Common Causes of Big Truck Accidents Sharing the road with large commercial trucks can be scary. After all, a fully loaded big rig can weigh up to 80,000 pounds. These large trucks are typically carrying cargo, such as livestock, produce, or even hazardous materials. When traveling at 65 mph, a detached 60,000-pound trailer full of dangerous materials can cause catastrophic and fatal accidents. Sadly, trailers can detach from all types of vehicles, including large commercial trucks, big rigs, flatbeds, and pickup trucks. These trailers can cause a tremendous amount of damage to the vehicles around them and can result in significant injuries and fatalities. When a big rig truck is carrying hazardous materials, the injuries can be even more severe and can even affect residents who live in the community. Truck drivers are responsible for checking their trailer prior to driving. They must ensure that their trailer is secured, safe, and in working condition. Unfortunately, not all truck drivers perform these safety inspections properly. If they fail to perform the necessary and required safety checks on their vehicles, they can be held responsible for any accidents they caused. If you’ve been injured in a commercial trucking accident because of a detached trailer, we can help. At Rainwater, Holt & Sexton, our truck accident lawyers know how to handle these complex and unique cases. Call us at [rainwater_tel] to learn how we can help you during this difficult time.

Dozens of companies are currently testing and developing self-driving trucks. These trucks are expected to hit the road as early as 2021. TuSimple, for example, is currently deploying tractor-trailers that will drive themselves from pickup to delivery without anyone on board. Currently, their fleet of 40 autonomous trucks has been hauling goods between depots throughout Arizona and Texas. If that sounds frightening to you — you’re not alone. Self-driving trucks may be the future, but there is something terrifying about an 80,000-pound vehicle cruising down the road at 70 mph without anyone on board. While proponents of self-driving and autonomous commercial trucks say that this will make the roads safer, not everyone agrees. What happens when a truck accident occurs? Who is to blame, and how will accident victims obtain the compensation they need?

Motorcyclists in Arkansas face a variety of obstacles, challenges, and risks when riding on the road. However, the most common risk they face is simply being on the road with other vehicles. Did you know that other drivers are responsible for the majority of motorcycle accidents on the road? That’s right! Other drivers simply do not take the time to look for motorcyclists who may be sharing the road — and the results are disastrous. Understanding what caused your Arkansas motorcycle crash is an important part of your claim. Your attorney will need to examine and investigate your accident closely to determine why your accident occurred and who is to blame for the crash. In many situations, multiple parties can share the blame — further complicating your injury claim.

In 2016, motorcycle accidents increased across the United States by 5.1 percent according to the National Highway Traffic Safety Administration. These accidents ranged from minor collisions to more serious and fatal motorcycle crashes. During a collision, the motorcyclist suffers the majority of serious injuries. That is because a motorcycle does not offer the rider any protection. There are no reinforced steel cages, no seatbelts, and no airbags to protect the rider from the forces of the crash. As such, riders are 28x more likely to suffer a fatal accident than passenger car occupants. In Arkansas, a motorcycle accident can occur at any time and to anyone. However, some places just seem to be the scene of more frequent motorcycle accidents. In general, the most commonplace for motorcycle accidents in Arkansas occur at intersections.

If you’ve been injured in a trucking accident in Arkansas, your life may never be the same. Trucking accidents are serious and complex - and they’re often life-changing. Trucking accident victims often face a long road to recovery, and many are left with permanent disabilities. But, the law is on your side. Negligent truckers, trucking companies and manufacturers can - and should - be held liable for your injuries and for the damages they caused. However, determining liability in a truck accident case is not as straightforward as it might first seem. Unlike a simple traffic accident, more players are involved including the driver, the owner of the truck, the entity that leased the truck from the owner, as well as many others. Sadly, due to the sheer size and weight discrepancy between commercial trucks and passenger vehicles, these accidents are often fatal. When an 80,000-pound commercial big rig collides with a 3,000-pound passenger vehicle, the results can be deadly. Commercial accident victims and their families need an experienced and compassionate trucking accident lawyer on their side from the very start. Your lawyer can protect your rights throughout the legal process, no matter how serious the accident and injuries may be.

Common injuries from car, truck, workplace, and motorcycle accidents. Car accidents are often traumatic. Even when they occur at low speeds, they can cause injury to the delicate nerves, muscles, and tendons in the body. Even the mental trauma of being injured in a car accident can follow you throughout your life. When another driver injures you or someone you love, it is important to know where you can turn for help. If you suffered muscle damage after an accident, you might require more rehabilitation and therapy than you realize. That’s why it is important never to sign a settlement with an insurance company before first speaking to an attorney. An experienced Arkansas car accident attorney can protect your rights during this difficult time, so you can focus on healing.

After any car accident, including an accident that you didn’t cause, your first steps should be to check for injuries and, if needed, contact 911 for medical assistance. Next, you should document the scene, collect information from the other driver(s) and witnesses, and prepare to contact your insurance company and an experienced car accident lawyer. If you've recently been in a car accident that was not your fault, it is important to know what to do to protect yourself and your rights, especially if you are considering pursuing legal help. Knowing what to do can make a significant difference in the outcome of your case and help you receive fair compensation for any damages or injuries you may have suffered. At Rainwater, Holt & Sexton, we understand the challenges you may face after getting into a car accident, and we're here to help. Our team of talented car accident attorneys will guide you through the legal process and fight for your rights so that you can focus on what matters most: your recovery. Whether you need help negotiating with insurance companies or representation in court, we have the expertise and resources to handle your case. Don't let the stress of a car accident overwhelm you. Contact Rainwater, Holt & Sexton today for a free consultation, and let us get you the compensation you deserve.

Arkansas is home to more than 76,000 motorcyclists for good reason. Bikers here enjoy beautiful winding scenic rides during a large portion of the year. From the Arkansas Pig Trail to the Melbourne Run, there is no shortage of fun motorcycle rides in the “Natural State.” As a motorcyclist here in Arkansas, it is important to follow the rules of the road, as well as all applicable motorcycle helmet laws. Motorcycle helmet laws can prevent you from suffering serious injury and harm if you are involved in an accident. In fact, it is often your only form of protection during a crash. But are you required to wear a helmet at all times? What happens if you do not wear a helmet? Understanding Arkansas’ motorcycle helmet laws is an important part of staying safe out on the open road.

Common Injuries from Car, Motorcycle, Truck and Workplace Accidents Car and motorcycle accidents can cause devastating and fatal injuries to occupants in the Little Rock area and beyond. One of the worst injuries an accident victim can face is a spinal cord injury. These injuries can result in permanent disability, requiring a lifetime of care. In the blink of an eye, you could lose the ability to walk, play with your kids, and live an active lifestyle. Even if your spinal cord injury is minor, you may still find your future impacted in ways you cannot imagine. Spinal cord injuries are often debilitating and result in a lifetime of pain and disability. These injuries usually happen suddenly and unexpectedly in a car, truck, motorcycle, or workplace accident, even sometimes occurring during a slip and fall or abuse incident. Even partial spinal cord injuries can prevent an accident victim from working or enjoying life to the fullest. Accident victims and their families typically need maximum compensation to pay for lengthy rehabilitation, hospitalizations, and long-term medical care. As such, it is important to contact an experienced Arkansas car accident lawyer immediately after your accident. Your personal injury attorney will be able to protect your rights to full and complete compensation, no matter how serious your spinal cord injury may be.

Arkansas is home to more than 76,000 bikers. Bikers here enjoy beautiful winding scenic rides during a large portion of the year. From the Arkansas Pig Trail to the Melbourne Run, there is no shortage of fun motorcycle rides in the “Natural State.” As a motorcyclist here in Arkansas, it is important to follow the rules of the road, as well as all applicable motorcycle laws. Motorcycle laws can prevent you from suffering serious injury and harm if you are involved in an accident. Understanding and following Arkansas’ motorcycle laws is an important part of staying safe out on the open road. Adhering to the rules and laws of the road can also go a long way when seeking compensation in a potential personal injury lawsuit. Motorcyclists face an uphill battle when collecting damages because they have to overcome many unfair biases. Insurance companies may try to pin some of the blame on the rider or the other drivers may claim the motorcyclist was riding recklessly. Following the rules and laws of the state can help ensure that you are able to get the money you need to move forward in life after a serious motorcycle accident.

Common Auto, Truck and Motorcycle Accident Injuries Approximately six million people in the United States break a bone each year. These fractures range from minor breaks to more serious compound fractures. Any trauma can cause a bone to break; car, truck, and motorcycle accidents are some of the most common causes. Unfortunately, after a car or truck accident, injured accident victims do not always take fractures seriously. They may believe that their injuries are not that severe and that they will make a full recovery after the initial treatment is done. This is far from true. Many car accident victims lose range of motion or suffer from chronic stiffness and pain long after the injury has healed. While minor fractures may not pose any long-term danger, more serious fractures can result in significant complications, impairments, and a lifetime of chronic pain and suffering. This is why accident victims need an experienced Arkansas law firm and skilled car accident lawyer in their corner. Your personal injury attorney will be able to help you obtain the money you need to recover after a significant fracture.

Common Injuries from Car, Motorcycle, Truck and Equipment Accidents Every year, more than 1.1 million people in the United States seek medical attention because of a burn injury. Many result from car, truck, motorcycle, and equipment accidents. Some of these burns are serious enough to cause significant disfigurement, impairment, and even death. In 2016, more than 40,000 patients who suffered a burn injury needed to be hospitalized due to their injury. Even worse, 75 percent resulted in patients seeking treatment at a burn center. Burn injuries are some of the most painful and life-changing injuries an accident victim can suffer. Injury victims may need years of extensive rehabilitation and plastic surgeries. Sadly, even with extensive treatment, many burn injury victims will not recover fully from their injuries. This can result in a lifetime of pain, suffering, and emotional distress. Due to the traumatic nature of these injuries, burn injury victims need a trusted Arkansas personal injury lawyer in their corner from the very start. Your burn injury lawyer will need to fight aggressively for your future and your right to full and complete compensation.

More than 16,000 miles of state and U.S. highways and interstates run through the state of Arkansas. This doesn’t include the thousands of small city streets, county roads, and suburban neighborhoods. With all of these intersecting roads and freeways, it’s no wonder, so many car accidents occur here in this state. In 2019 alone, over 500 people died in Arkansas car crashes - the most since 2016. Unfortunately, some roads in Arkansas are simply more dangerous than others. Whether due to increased traffic or poor maintenance, these roads see more crashes than other roads across the state.

Common Causes of Auto Accidents The Federal-Aid Highway Act of 1956 gave birth to the massive network of interstates and highways that traverse our vast country. Construction of the Interstate Highway System took nearly 40 years and was finally proclaimed “complete” in 1992. Today, more than 25% of all vehicle miles driven in the United States are on the Interstate Highway System. The original planners envisioned a massive network of freeways and highways stretching across the United States. This network was intended to safely transport the ever-growing number of vehicles in the country. While these intentions were good, the design of the highway system had some major flaws and has actually led to significant problems over the years. Car accidents on the highways and interstates are frequent and have numerous causes. Speeding, reckless driving, and intoxicated drivers make highways a dangerous place to be, especially during rush hour. However, another common cause of car accidents may very well be the road design themselves. Unfortunately, poor road design isn’t always easy to prove. Accidents that are caused by defective highways or poor road design require the skills of an experienced and aggressive law firm with the extensive resources needed to tackle these complex cases.

You probably pass guardrails every day and never give them a second thought. However, guardrails are an important safety feature on the highway. Their primary purpose is to provide a layer of protection for motorists who have drifted off of the road. When a stretch of road has a steep embankment or a drop-off, a guardrail can be the only thing protecting drivers and passengers. They’re also great at keeping motorists from running into trees, or other structures, such as bridge piers or retaining walls. Unfortunately, while guardrails are intended to protect car occupants from serious injury, they can actually become the cause of it. In fact, guardrails are often ranked as the highest source of injury and fatality collisions in fixed-object crashes. The reason for many of these injuries and fatalities is the type of treatment used at the end of the guardrail facing oncoming traffic. Some end terminals have energy absorbing properties, however, some do not.

According to the CDC, more than a third of all adults do not get the recommended sleep they need to function properly. The results can be catastrophic when adults don’t get the recommended hours of sleep. Drowsy driving is one of the main causes of car accidents across the United States, accounting for at least 20% of all fatal crashes every single year. Even missing an hour of sleep can double your risk of getting into a crash. According to the AAA Foundation for Traffic Safety, missing two or three hours of sleep increases the risk of crashing by 400%. When a drowsy driver injures you or someone you love, you need a law firm on your side with experience handling these cases. You need Rainwater, Holt & Sexton. Our Arkansas drowsy driving accident attorneys have decades of experience building - and winning - cases against drowsy drivers. Call us today to schedule a free consultation and to learn more about your legal options.

You're driving along the beautiful roads of Arkansas, having a fantastic vacation. Then, out of the blue, something unexpected happens—a car accident. Suddenly, all the fun and joy vanish, leaving you overwhelmed and unsure about what to do next. Dealing with a rental car accident can be tough and confusing. Immediately after the accident, you’ll need to check that you and your passengers are safe, then document the scene and prepare to report the accident. If navigating the aftermath of a rental car accident in Arkansas sounds overwhelming, don’t worry — our Rainwater, Holt & Sexton team is here to help. We’ll walk you through the steps you should take before and after a rental car accident. Plus, we’ll help you preserve your right to compensation after an accident so that you can fully recover emotionally and financially. We have experience handling rental car accident cases across the state and strive to make it easy on you so you can focus on your recovery. We’re here to face this challenge alongside you.

Auto, Truck, Equipment, and Workers' Comp Accidents in Little Rock and Beyond The forces of an accident can be severe and can damage the delicate muscles, ligaments, and tendons in the neck. The same can occur with trauma from a slip and fall, equipment accident, nursing home abuse, or assault. Due to the nature of these injuries, the full extent of damage is not always fully apparent right after a crash or other accident. However, in the hours and days following the accident, victims may begin to experience pain, stiffness, and numbness in their neck and extremities. Whether you feel all the effects of whiplash right away or start to experience them later, it is important to seek medical help immediately and then speak with an experienced personal injury lawyer as soon as possible.

If you are involved in an accident caused by a speeding driver in Arkansas, it can be difficult to get the compensation you need to recover from your injuries and other damages. Insurance companies will often try to blame the victim for their own injuries, even if they are not at fault. Car accidents are one of the leading causes of injury and death in the United States and Arkansas. Unfortunately, excessive speeding can be a significant factor in many of these accidents. Studies have found that speeding is involved in about 30% of all fatal crashes. Sadly, many accidents would not occur if drivers followed the speed limit. If you were speeding at the time of an accident, it may complicate your ability to collect the compensation you deserve. Insurance companies will look to pin more blame on you if you were speeding, even if you did not cause the accident. That's where an experienced Arkansas car accident attorney comes in. A knowledgeable lawyer at Rainwater, Holt & Sexton can help you navigate the legal process after a car accident, fight for the compensation you deserve, and help you understand your rights and options to make the best decision for your future. If you or a loved one have been injured in a car accident caused by someone else's speeding, don't wait to get help. Call us at [rainwater_tel] to discuss your case and learn more about your legal options.

Common Causes of Auto and Truck Accidents From the Ozark Mountains to the delta Arkansas is full of natural beauty. That’s why it is known as the “natural state.” However, this natural beauty comes with a price, and Arkansas drivers know all too well the perils of driving on rural roads in the state. After all, Arkansas is home to numerous wildlife, including white-tailed deer, coyotes, wild hogs, skunks, possums, and even black bears. Many of Arkansas’s most traveled roads cut through some of their natural habitats. As a result, drivers have an increased chance of encountering a variety of wildlife on the roads. In addition to wildlife, there are also numerous livestock farms and ranches across the state, further increasing your chance of getting into a collision with an animal. Hitting an animal on the road can cause severe damage to your vehicle and can even cause you to crash into another vehicle. If you’ve been injured in an animal collision in Arkansas, you may believe that there is nothing you can do. However, this may not be the case. At Rainwater, Holt & Sexton, our animal collision lawyers know how to handle these complex and unique cases. Call us at [rainwater_tel] to learn how we can help you during this difficult time.

Have you recently discovered that someone has filed a medical lien against you? Are you considering filing a lien on your own? If either of these situations applies to you, it is vital to take the time to understand the complexities of medical liens and how they might affect your case and the compensation you receive. Typically, liens are legal claims placed on your property or assets due to unpaid debts or judgments. In the case of a personal injury claim, a healthcare provider or insurer may file a lien seeking reimbursement for medical expenses related to your injury. If you have been involved in an accident or personal injury case, talk to an experienced Arkansas personal injury lawyer. They can help you negotiate with healthcare providers and insurance companies to minimize the impact of any liens on your settlement or compensation. If you are considering filing a lien, it is equally important to understand the legal requirements and implications of doing so. Dealing with liens can be overwhelming, but you can successfully navigate this process with the right guidance and support. Our personal injury attorneys at Rainwater, Holt & Sexton are here to walk you through the basics.

The amount of time it takes to settle a car accident claim can vary based on several factors, such as the severity of the injury, the number of parties involved, and insurance company policies. However, in Arkansas, insurance companies have 45 working days to complete their investigation of a claim, while in Tennessee, they only have 30 days. Once their investigation is complete, other various factors will determine how long your case takes to settle.   If you’ve suffered an injury in a car accident, you may be ready to collect your money NOW! Unfortunately, insurance companies know this and use it to their advantage. Some insurance companies purposefully delay settling claims, hoping you’ll become desperate and agree to far less than you deserve.  At Rainwater, Holt & Sexton, our lawyers know the quickest way to secure maximum compensation for our clients. Let us worry about your settlement and the complexities of filing your claim, while you focus on your recovery and rebuilding your life

Car accidents happen in a moment, but it can take days or even weeks to grasp the full extent of your injuries. Whether you’ve been involved in a high-speed collision or a minor accident, you should pay careful attention to your physical symptoms in the wake of a crash. The aftermath of an accident is often overwhelming. You have to handle phone calls, paperwork, police reports, and more —  all while processing the physical and emotional effects of your crash. Thankfully, you don’t have to do it alone. Our experienced lawyers at Rainwater, Holt & Sexton are here to help you navigate the physical aftermath of an accident and get the compensation you need to recover.

You may not know what to do next if you get hurt in a car accident. Your injuries may prevent you from working and from moving forward in your life. During this stressful time, insurance companies may call and pressure you into signing a quick settlement or giving a statement. You do not have to go through this alone. If you've been hurt in a car accident and were not at fault, a car accident lawyer can assist you in exploring your legal options, building your case, and filing for compensation. The personal injury legal team at Rainwater, Holt & Sexton helps injured car crash victims navigate the legal process and obtain the compensation they deserve. Whether you need assistance with medical bills, lost wages, or other damages resulting from the accident, we can help you get the justice you deserve.

After a car accident, there is one thing almost all crash victims do. They get out and look at the damage to their cars. Why? Because everyone is worried about their property damage. Fixing a car that has been in an accident can be expensive and can take a long time. During that time, it is difficult to get to work, run errands, and attend appointments. As such, crash victims often want to get their car repaired quickly, so they can get back to their lives.

Students are beginning to return to the classroom across Arkansas and Tennessee, which means more vehicles and pedestrians are on the road. In fact, according to recent statistics, more than 100 schoolchildren are injured every single year in accidents that occurred inside of school zones. These accidents often involve motorists failing to recognize the child on the road and the majority of these accidents occur as children are getting on or off of school buses or crossing at intersections near the school. When drivers are speeding, driving recklessly, or driving distracted, serious and sometimes fatal school zone accidents can occur.

Did you know that every year in Arkansas, an estimated 25 pedestrians die in accidents that could have been prevented? From hit-and-run accidents to drunk driving crashes, pedestrians face numerous dangers when crossing the road. Pedestrians are the most vulnerable people on the road. There is no protection between them and the surrounding vehicles. After all, the human body is not made to withstand the forces of a car accident. Even when accidents occur at low speeds, pedestrians can suffer serious and fatal injuries. From broken bones to serious head injuries, injuries suffered in pedestrian accidents often result in long-term disability, pain, and suffering.

Filing a Hail, Tornado, or Storm Damage Claim You’ve just gone through a severe natural disaster in Arkansas and seen your home ruined by a tornado. Yet, you’ve faithfully paid your insurance premiums for years, believing that your insurance company would be your safety net during times of crisis. But when you submitted your claim for the extensive damage incurred, the insurance company rejected your claim.  How can they do that? Most insurance companies step up and do the right thing when you’ve been through as disaster, but unfortunately, this story is not unique. Numerous policyholders face the harsh reality of insurance companies who refuse to handle storm damage claims promptly or ethically. When homeowners need them most, these insurers turn their backs and make the road even more difficult for families. Denied claims, lengthy delays, and inadequate compensation have become hauntingly familiar, leaving Arkansas homeowners stranded and their dreams shattered. Storms, hail, tornadoes, and severe weather events can wreak havoc on our homes and properties. Insurance policies are designed to provide financial protection in these situations. When insurance companies deny, delay, or underpay your storm damage claims, where can you turn for help? At Rainwater, Holt & Sexton, our storm damage attorneys are here to help you rebuild your life after a tornado, hail, or severe weather event. We know that some insurance companies don’t play fair. When they do, we fight back and stand up for homeowners throughout Arkansas and Tennessee. Contact us at [rainwater_tel] to learn how we can help you.

After an accident, car accident victims are often left to deal with serious injuries and rising medical bills on their own. Insurance companies often offer accident victims a lowball settlement that is just a fraction of what they need to recover. These insurance companies don’t have your best interest in mind—the only people they have in mind are their shareholders and reducing their liabilities. They may pressure accident victims into signing a settlement too quickly and you could end up with less than you need to cover your injuries. The moment your accident occurred, a clock started ticking. It’s a countdown to the first financial hit coming your way as a result of your injuries. For most folks, that first hit is a missed paycheck. Then the first medical bill comes in, and there won’t be just one. Pretty soon, you find yourself with a financial problem that you don’t know how to solve. That’s why it’s important that you call one of our experienced car accident attorneys as soon as possible following your accident.

After a car accident, you may feel confused and uncertain about where to turn for help. You know you weren’t at fault, but somehow, you’re still stuck paying the bills. If your car is damaged, you might be unable to drive to medical appointments, school, or work, making life even more difficult. How can you get a rental car after an accident, and who pays for your rental car? Because Arkansas is an “at-fault” state, if another person caused your accident, they should pay your rental car fees. However, collecting this money isn’t easy without a lawyer in your corner. At Rainwater, Holt & Sexton, our Arkansas car accident attorneys can help you file the necessary claims and collect the money you deserve – even for a rental car. If the insurance company gives you trouble or refuses to pay these expenses, we’ll be fighting for you every step of the way.

One of the documents the insurance adjuster will attempt to get you to sign is the ‘Release of All Claims’ Form. This form is often included as part of a settlement agreement and it is a release of liability. Essentially, this form releases the other party from fault. When you sign this form, you are dismissing your claim and stating that your differences have been resolved. Insurance companies will often demand that you to sign this document before they will pay you any money. This protects the insurance company from further litigation regarding this accident. It states that you are choosing to waive your rights to future claims on this accident and have accepted the settlement they’ve offered as adequate compensation. Most ‘Release of All Claims’ Forms will include the following information: Details of the accident Your claim for property damages and/or bodily injury Identification of all parties Payment Governing law

When you get into a car accident, you trust that your car’s safety features will protect you from harm. After all these features are designed to protect drivers and passengers from the extreme forces of the crash. While they cannot prevent all injuries, they do reduce the severity of the injuries suffered. But what happens when your airbags don’t deploy during a car accident? In some situations, this could be the result of a manufacturing defect. When a manufacturer’s negligence or defective design results in your injury, you may be able to file a claim or lawsuit seeking damages. However, these types of cases are complex and difficult to navigate on your own. As such, it is important to speak to an experienced Arkansas product liability lawyer immediately to explore your legal options.

For most of us, driving a vehicle is an everyday activity. While it can feel like we’re on autopilot when getting behind the wheel, we’re actually making decisions and adjustments every second to keep ourselves, our passengers, and other vehicles safe. However, even for the most experienced driver, there’s one most dangerous maneuver in Arkansas: left-hand turns. In most cases, the driver making the left-hand turn is liable for the accident and for the damages they caused. That’s because Arkansas law requires drivers making a left-hand turn to yield to all oncoming traffic. However, there are some exceptions. If you or someone you love was injured in a left-hand turn accident, it is important to know that you are not alone. At Rainwater, Holt & Sexton, our Arkansas car accident lawyers have the experience and resources needed to win these cases and bring home maximum compensation for our clients.

After a car crash, you might struggle to recover from significant injuries. Your car might be totaled, and your life completely turned upside down. How will you collect the money you need to recover and rebuild your life? Unfortunately, not all car accident victims can collect compensation after a car accident. Collecting compensation depends mainly on the type of insurance you carry, the other driver’s insurance, and who is responsible for the crash. Can you collect compensation for medical expenses and other damages? Or are you on your own? When a car accident derails your life, you need answers, and you need a law firm on your side that can help you find those answers. At Rainwater, Holt & Sexton, our auto accident lawyers can help you collect the compensation you are entitled to, so you can focus on what’s most important – your recovery.

Every injured Arkansas car accident victim has some questions about their next steps. How will I pay for my medical expenses? What happens if I can’t work again? Can I get my car repaired? Who is to blame? These questions can keep you up at night and cause you significant stress and anxiety. As you struggle to deal with your injuries, you deserve to have someone on your side who can help answer your questions and fight for your rights. However, where you go to obtain answers to those questions can profoundly impact the outcome of your injury claim. Unfortunately, Arkansas insurance companies have one main goal: to pay you as little as possible. They often twist things you say to help them reduce your claims.

Insurance adjusters look for any excuse to deny your car accident insurance claim. You might already know this if you received a claim denial. Receiving a claim denial after a car accident can put a significant financial burden on you and your family. It can also make you feel scared and angry. After all, aren’t insurance companies supposed to be on your side after an accident? The cold reality is that insurance companies are NOT on your side. After a crash, their main goal is to pay you as little as possible. This is unfair, and without a legal team, you may feel helpless to fight back. Fortunately, there are ways you can fight auto insurance claim denials and win. With Rainwater, Holt & Sexton on your side, you can hold insurance companies to the task of paying you what you deserve. Our Arkansas auto accident lawyers know how to fight uncooperative insurance companies.

Insurance companies make billions of dollars a year in profits offering Americans peace of mind. They promise that if you pay your premiums on time, they’ll be there when catastrophe strikes. Unfortunately, this isn’t always true. Many insurance companies take advantage of injured accident victims and their fragile physical and emotional states after a crash. They often offer a lowball settlement and use a harsh “take it or leave it” approach in order to pressure crash victims into signing quickly. If you’ve been injured in a car crash in Arkansas, we can help. Our car accident attorneys know the insurance company’s tricks and tactics and we use this knowledge to fight aggressively for our clients.

Car accidents occur in a split second – but their effects can last a lifetime. In a moment, your entire life can be turned upside down. You may be left wondering how you will recover from your injuries, who will pay your medical expenses, and when you will be able to work again. Unfortunately, the key to obtaining the money you need to recover depends largely on establishing fault after a car accident. While this may seem like a simple task, nothing could be further from the truth. Car accidents are not always cut and dry and establishing fault can be difficult. There may be multiple parties responsible for your injuries or you may share some of the blame for the crash yourself. You and the other driver may differ in how you remember the accident occurring or the police report may contain inaccuracies that jeopardize your claim. As you can see, the complexities of a car crash can make establishing fault difficult. Without the help of an experienced attorney, you could end up paying for a crash that wasn’t your fault.

If you suffer an injury in a car accident in Arkansas, you only have a limited time to file a personal injury claim. This is known as the statute of limitations. If you miss this critical deadline, you will not be allowed to recover money for your injuries or for damages. To learn more about your legal options, call Rainwater, Holt & Sexton. Our Arkansas car accident lawyers can make sure you do not miss deadlines for filing a lawsuit. We can work with you and the insurance companies to ensure that you have the money you need – and deserve.

Arkansas is an “add-on” state when it comes to no-fault car insurance. This means that drivers are required to carry at-fault liability coverage, but they can also add on an additional no-fault coverage policy as well. If you are injured in an accident, this no-fault liability policy will help pay your medical expenses and damages, no matter who is to blame for the accident. Unfortunately, collecting compensation after an accident isn’t always easy – even if you have a no-fault insurance policy. That’s why all injured Arkansas accident victims should contact an experienced attorney immediately after their accident. At Rainwater, Holt & Sexton, our attorneys have extensive experience negotiating accident claims with insurance companies and protecting injured accident victims and their rights to full compensation.

Being involved in an accident can be terrifying. Realizing that the driver responsible for your accident has suddenly fled the scene can turn a scary situation into a real-life nightmare. If the driver is never found, who will pay for your medical expenses, car damages, and lost time from work? While you’re interested in finding the “at-fault” driver to pay for damages and lost wages, the police are only interested in pursuing criminal charges against the hit and run driver. So, who is on your side? With a hit-and-run accident lawyer on your side, there are ways you can use the law to recover the money needed to help pay for your medical bills. If you have PIP insurance, you may be able to start collecting money from your own policy until the driver who fled the scene of the accident is found. Hit-and-run accidents are why Uninsured Motorist Coverage exists on an auto policy. If you carry this insurance coverage, which is a good idea for everyone, it will step into the place of the wrongdoer and cover your personal injuries up to the policy limit. Uninsured Motorist Coverage is in addition to your PIP coverages, such as med pay.

Arkansas is an “add-on” state when it comes to no-fault car insurance. This means that drivers are required to carry at-fault liability coverage, but they can also add on an additional no-fault coverage policy as well. If you are injured in an accident, this no-fault liability policy will help pay your medical expenses and damages, no matter who is to blame for the accident. Unfortunately, collecting compensation after an accident isn’t always easy – even if you have a no-fault insurance policy. That’s why all injured Arkansas accident victims should contact an experienced attorney immediately after their accident. At Rainwater, Holt & Sexton, our attorneys have extensive experience negotiating accident claims with insurance companies and protecting injured accident victims and their rights to full compensation.

Most Arkansas residents know how unpredictable the weather can be and getting caught in the rain as a biker can be a little unnerving, especially if you are not prepared. Riding in rain can pose a high danger risk, but there are certain steps that you can take when being caught in the middle of... Read more »

Traumatic brain injuries (TBIs) are devastating and can lead to long-term health problems and disability. In the blink of an eye, your whole world can get turned upside down when you suffer a brain injury. While some people will recover from their brain injury, others may face a lifetime of physical and mental impairment. If you or a loved one has suffered a brain injury, it is essential to consult with an experienced Arkansas brain injury attorney. At Rainwater, Holt & Sexton, we can help you receive the compensation you deserve for your injuries. Our lawyers know how to fight insurance companies aggressively at every turn. We work with medical teams to identify how your specific brain injury will affect your life and future, and we use this to build a case for you and your loved ones. After all, we know that living life with a brain injury isn’t easy. It takes considerable resources to pay for medical bills, rehabilitation, and home care. That’s why we don’t back down when we negotiate with insurers on behalf of our clients. Our Arkansas brain injury lawyers will work to protect your future every step of the way.

Getting into an accident as a passenger can be a confusing and stressful experience. You may be concerned about who is at fault and responsible for paying damages. If your car’s driver is at fault, their insurance company will usually cover the costs of the accident. However, many insurance companies try to play hardball with passengers, making it challenging to receive the compensation you deserve. When this happens, what can you do? Where can you turn for help? The legal process might become more complex if you suffered an injury as a passenger in a car accident. You may need to know who is responsible and where to file your claim. At Rainwater, Holt & Sexton, our Arkansas car accident attorneys can help injured passengers get the compensation they deserve. We know how to assess liability and prove your case quickly. Let us take the legal burdens off your shoulders and provide you with the legal guidance you need during this difficult time.

Arkansas law requires pedestrians and motor vehicle drivers to share the roads to prevent accidents and injuries. Unfortunately, Little Rock roads are dangerous to pedestrians, and accidents occur here frequently. Poor infrastructure, higher speed limits, and driving distractions can increase the risk of accidents. Due to the size and weight of most cars and trucks on the road, pedestrians sustain severe injuries in an accident. Even at low speeds, a pedestrian can suffer life-threatening injuries, requiring hospitalization and a lifetime of care. If you suffered an injury in a pedestrian accident in Little Rock, you need money to pay for medical care, rehabilitation, lost wages, and future disabilities. However, insurance companies don’t make collecting compensation easy. They’re hoping you give up and take the settlement they offer without a fight. For this reason, you need a law firm on your side from the beginning. You need a Little Rock pedestrian accident lawyer to fight for you and your right to justice.

You’re driving home after a fun night out with friends when suddenly, a drunk driver plows into your car at a stoplight. In the blink of an eye, your whole life changes, and you suffer from severe and catastrophic injuries. During this time, you must miss months of work while you recover from your injuries and put your life back together again. How will you pay your rent without your paycheck? How will you continue to support your family? Can you get reimbursed for lost wages? An injury from an auto accident can leave you unable to work, thus making it difficult to pay bills and support a family. If you suffered an injury in a car accident caused by another person’s negligence, you have a right to recover lost wages. There are several ways to make sure you recover compensation for lost wages, but determining the right course of action is best done with the guidance of an experienced auto accident lawyer. At Rainwater, Holt & Sexton, our Arkansas car accident attorneys know how to help accident victims recover the money they need after a crash. We work quickly to secure maximum compensation for our clients, including payments for lost wages and loss of future earnings. Call us today to learn how we can help you recover what you need after a serious Arkansas car crash!

When to Call a Lawyer After a Car Accident in Memphis Perhaps you got into a serious car accident on the I-55? Or even a smaller road? In the aftermath of the accident, you may not know what to do or where to turn for help. You may find that insurance companies begin pressuring you to sign a quick settlement. Is this in your best interest, or is this a mistake? How do you know when to hire an attorney after a car accident? The best way to know if you should hire an attorney after a car accident in Memphis is to speak to an experienced and skilled lawyer in a FREE initial consultation. If you suffered an injury or property damage in the crash, you could benefit from their services. In fact, you stand to gain substantially more compensation with a lawyer on your side. Insurance companies know this. This is why they want you to sign quickly. They don’t want you to realize that a Memphis car accident attorney could help you. They don’t want you to call Rainwater, Holt & Sexton. GET FREE CONSULT NOW

When you suffer an injury in an accident, it can seem like your whole world is crashing down around you. Life as you know it may never be the same, and you need someone on your side to help you navigate this new path. As you focus on your recovery and on rebuilding your life,... Read more »

When you suffer an injury in an accident, you may need to file a personal injury claim or lawsuit to obtain the compensation you need. With the right personal injury lawyer on your team, you can typically get significantly more money for your accident and injuries. Your lawyer will work to negotiate the best possible... Read more »

Who Can Sue for Wrongful Death After an Auto Accident in Arkansas? If you lost a loved one in an auto accident in Arkansas, you know that your life will never be the same. In the blink of an eye, everything you planned and all your future dreams may have been lost. The pain of losing a loved one is unbearable and survivors are often uncertain how they will ever put their lives back together. During this difficult time, it is important to know that you are not alone. A compassionate Arkansas attorney can help you through the aftermath of a tragic auto accident. In many cases, surviving family members can file a wrongful death lawsuit to help recover financial losses. While no amount of compensation could ever replace the loss of your loved one, you and your family should not have to shoulder unnecessary financial burdens because of another person’s negligence. When a person or entity causes the death of another, surviving family members can bring legal action in civil court against the negligent party. This is known as filing a wrongful death suit. In Arkansas, however, only certain family members are allowed to file a wrongful death lawsuit to seek a civil remedy. Wrongful death in an auto accident can happen if, for example, a driver fails to stop at a red light and collides with another car or a driver drives the wrong way on a one-way street harming others. In these instances, the driver is not abiding by traffic laws, failing to use reasonable care while operating their vehicle. Under state law, the personal representative of the deceased’s estate must be the one to file the wrongful death claim in court. But what do you do if a representative was never appointed? If there is no personal representative, then surviving family members may be able to file a wrongful death lawsuit, including: Surviving spouse Children Parents Siblings Dependent minors Life partners Be prepared to prove your relationship to the deceased with a wedding license, birth certificate or copy of the will, depending on your relationship. Let Us Reivew Your Case

If you suffered an injury because of someone else’s negligence, you should not have to face any expenses as a consequence of that injury. Justice means that the person or people responsible for your injury should be the same ones responsible for paying for it. After a serious accident, you deserve justice and an experienced... Read more »

Airbag Injury Lawyer in Arkansas & Tennessee When you are involved in a car accident, you trust that your vehicle’s protective devices will help you avoid injury. Unfortunately, sometimes the devices that are supposed to offer us protection actually result in significant personal injury. When a car’s airbag deploys during an accident, it does so at a very high speed. It is hot and covered in chemicals that help it deploy quickly. This can result in serious airbag injury to the driver and passengers, whether it’s an auto accident or big rig truck accident. Airbags can cause significant injuries that may even result in permanent disability and impairment. If you or your loved one are injured by airbag deployment, you need an experienced Arkansas car accident lawyer fighting for you and your rights to compensation. Without a personal injury attorney on your side, you may not recover the money you need to pay all of your expenses. You may also have have a case if your airbags do not deploy.

Rainwater, Holt & Sexton Injury Attorney, Meredith Moore, represented Jaylin Anderson after he was run over by a drunk driver in Jacksonville of February 2018. Sharon Shinn, the defendant in this case, is a repeat offender, and has had five DUIs in three years. Anderson was out for a run, was hit by Shinn’s car... Read more »