Conway, AR
Car Accident Lawyer

If you’re involved in a car accident in Conway, taking the right steps in the moments and days afterward can have a major impact on your ability to file a successful claim. After a motor vehicle accident, we recommend that you:

Under Arkansas law, if someone else’s negligence caused your accident, you have the right to pursue compensation. But knowing your rights—and acting quickly to protect them—is critical.

Understanding Arkansas Insurance Laws

Arkansas is an “at-fault” state. This means the person who caused the accident is responsible for the damages. Car accident victims can seek compensation through:

• The at-fault driver’s liability insurance
• Their own uninsured/underinsured motorist policy
• A civil lawsuit when appropriate

Every driver in Arkansas is required to carry minimum levels of liability insurance, but in serious crashes, those minimums may not come close to covering your medical costs and lost wages. That’s where an experienced car accident attorney can step in to identify additional sources of recovery.

Time Limits for Filing a Claim

In Arkansas, you typically have three years from the date of the accident to file a personal injury claim.

However, waiting can make it harder to collect vital evidence, track down witnesses, or get accurate medical evaluations. Insurance companies also use delays as leverage to deny or diminish claims. As such, our team of car accident attorneys recommends that you contact a car accident lawyer in Conway ASAP after your crash so that evidence is protected, memories are fresh, and we can get to work on building the strongest possible case on your behalf.

Comparative Negligence

Arkansas follows a modified comparative negligence rule. If you are found to be 49% or less at fault, you can still recover compensation. However, your recovery will be reduced by your percentage of fault. (For example, if you were awarded $50,000 in damages but found to be 10% at fault for the collision, you’ll only receive $45,000—$50,000 reduced by your 10% share of fault.

If you’re 50% or more at fault, you may not recover any damages. This makes it especially important to have an experienced attorney protect your side of the story and challenge any unfair allocation of blame.

What’s Needed to Recover Compensation

Typically, receiving a payout for a car accident claim requires that you establish the four elements of negligence: duty, breach, causation, and damages.

1. Duty: The other driver owed you a duty to drive safely
2. Breach: They violated that duty (e.g. by running a red light or speeding)
3. Causation: Their negligence directly caused your accident
4. Damages: You sustained damages as a result (injuries, property damage, etc.)

Local Court Experience Matters

Car accident claims in Conway may be heard in Faulkner County courts. Our attorneys regularly handle cases in these local venues and understand the procedures, timelines, and expectations of these courts. From filing the correct paperwork to navigating pre-trial hearings, our familiarity with local processes gives our clients a clear edge in the process.

Depending on your injuries and circumstances, you may be eligible for a range of damages:

Economic Damages

Economic damages include anything you can easily calculate.

• Medical Bills: ER visits, imaging, surgeries, physical therapy. These are often the most immediate and obvious expenses.
• Future Medical Expenses: Ongoing treatment, mobility aids, in-home care. Injuries that require future surgeries or long-term rehabilitation must be factored into your claim.
• Lost Wages: Time away from work due to recovery. We work with your employer to calculate lost income accurately.
• Loss of Earning Capacity: If you can’t return to the same job or career. In some cases, clients are forced to change professions or leave the workforce entirely.
• Property Damage: Repair or replacement of your vehicle and belongings. This can include damage to electronics, child car seats, or other personal property in the vehicle at the time of the crash.

Non-Economic Damages

Non-economic damages involve subjective, non-quantifiable damages.

• Pain and Suffering: Physical pain and emotional distress from your injuries. These damages reflect not just discomfort but the toll the injury takes on your daily life.
• Mental Anguish: Anxiety, PTSD, depression. Emotional trauma can last longer than the physical injury.
• Loss of Enjoyment of Life: Inability to engage in hobbies, relationships, or family life. If you can no longer participate in things that brought you joy before the accident, compensation may be available.
• Loss of Consortium: Damages to marital or familial relationships due to injury. Your spouse or loved ones may have also been deeply affected by your injury, and Arkansas law is designed to help families that are struggling after an accident.

Punitive Damages

In extreme cases, such as those involving drunk driving or reckless conduct, the court may award punitive damages to punish the offender and deter similar future behavior. These are awarded in addition to compensatory damages and are less common, but important in certain severe cases.

Whatever the severity of your accident, our experienced Conway car accident attorneys will help you recover for the full scope of your damages, not just the ones that are immediately obvious.

We routinely help clients in Conway who suffer from injuries that include:

Conway Regional Medical Center and local specialists play a key role in both acute care and rehabilitation. We work with your medical providers to fully document how your injuries have impacted your life, and we have the ability to consult independent medical experts to support your claim.

In the aftermath of a collision, insurance companies have one job: pay out as little as possible. Without experienced legal help, you risk settling for far less than your claim is worth.

Common Insurance Tactics

• Pressuring you to accept a lowball offer quickly before you understand the full extent of your injuries
• Asking for a recorded statement they can use against you later
• Delaying communication to wear you down or cause you to miss deadlines
• Disputing medical treatment or injury severity, even when it’s clearly documented
• Blaming you for the accident, even if the facts suggest otherwise

How We Help

When you work with Rainwater, Holt & Sexton, we handle all insurance negotiations on your behalf. Our team knows how to:

• Calculate the full value of your claim, including long-term and non-economic losses
• Push back on underhanded tactics that insurers use to devalue or deny claims
• Collect and present strong evidence, from medical records to accident reconstruction
• Prepare your case for trial if the insurer refuses to offer a fair settlement, ensuring you are fully represented at every stage

We don’t back down, and we advocate for our clients until a fair deal has been reached and justice has been served.